About Brad

I learned this the expensive way. You don't have to.

At thirty-one, I woke up in a jail cell with about a decade of my life already gone — lost to alcohol, buried in roughly $20,000 of debt, with almost nothing built and almost no one left to call. Multiple DUIs between twenty-one and thirty-one. A future I'd quietly set on fire, one "harmless" choice at a time. That was rock bottom.

Then, one small choice at a time, I climbed out. I've got eight-plus years sober now. I married the woman who refused to give up on me. A home. A career I'm proud of — the kind of life I honestly didn't think was possible for someone like me.

Here's what nobody told me back then: that life wasn't built on a lucky break. It was built on small, ordinary choices, made early and stacked on top of each other. That's the whole secret — and it's the thing I'd give anything to have understood at seventeen instead of thirty-one.

So I wrote down the playbook

First as a book — From the Bottom, Now I'm Here — and then as this: Simple Money Playbook, the step-by-step version of how the climb actually happened.

It's not financial advice from someone with letters after his name. I don't have those. What I have is the view from the bottom and the whole way back up — and a stubborn belief that a head start with money and life shouldn't be expensive or complicated.

Everything here runs on one idea: pay a little now instead of a lot later. Use it for your own life, or to teach a young person in yours. Faith was part of my comeback, and I won't pretend otherwise — but this is a story and a set of tools, never a sermon.

If you've ever felt behind, hear me on this: you're not behind. You're early.

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