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Terms of Service

Last updated: July 2026

These Terms govern your use of Simple Money Playbook, operated by Brad Schweinsburg. By creating an account or subscribing, you agree to them.

What we provide

Educational money lessons, budget meal-prep recipes, and related content — a free tier and a paid “All Access” tier.

Membership and billing

  • All Access is $1/month or $10/year, charged through Stripe. Paid plans auto-renew until you cancel.
  • You can cancel anytime from your account — access continues to the end of the period you've paid for.
  • We may change prices with advance notice; a change never applies to a period you've already paid for.

Refunds

See our Refund & Cancellation Policy.

Your content license

The lessons, recipes, and materials are for your personal, non-commercial use. Please don't copy, republish, resell, or share paid content outside your household. You keep ownership of comments you post; by posting, you allow us to display them on the site.

Community and conduct

Be decent. No spam, scams, harassment, or illegal content. We may moderate, edit, or remove comments, and may suspend accounts that abuse the service.

Important — this is not professional advice

Simple Money Playbook is general education, not individualized financial, investment, tax, or legal advice. Brad is not a licensed financial advisor, CFP, or CPA. Nothing here is a recommendation for your specific situation, and we don't guarantee any financial result — always consult a qualified professional before making money decisions. Recipe nutrition figures are estimates, not medical or dietary advice.

Liability

To the fullest extent allowed by law, we are not liable for indirect or consequential damages arising from your use of the site, and our total liability is limited to what you paid us in the prior 12 months.

Governing law and changes

These Terms are governed by the laws of the United States and the state in which Simple Money Playbook is operated. We may update them and will post changes on this page; continued use means you accept them. Questions? Email contact@simplemoneyplaybook.com.